Sberbank insurance for traveling abroad. Insurance from Sberbank for traveling abroad

Profitable and convenient travel insurance from Sberbank

The Sberbank Travel Insurance service has undeniable advantages and is valid in any country in the world. In order to use it, you must contact the consulate of the host country. When taking out an insurance policy from Sberbank of Russia, the client is guaranteed to receive the necessary urgent assistance and professional support in any unforeseen situation, be it health problems, or loss of documents or luggage.

Registration of insurance is possible both at the bank’s office and online, which makes this service even more accessible and in demand.

How to apply for an insurance policy online

Online travel insurance - safe trips abroad.‎

Sberbank Online travel insurance is the most convenient modern opportunity that allows you to significantly save your personal time without visiting a bank office.

Obtaining insurance on the bank’s official website is available not only to regular but also to new clients, so this method is becoming more popular than the traditional one.

The first thing you need to do in order to get travel insurance is to visit the new official website of Sberbank.

Having opened the appropriate section, you should select the type of policy you are interested in. At this stage you need to indicate:

• region of its operation (select the appropriate option from the list);
• start and end date of the trip;
• period of validity of the insurance policy (number of days);
• add information about people who should be insured.

At the next stage, you need to select the desired amount of insurance protection - depending on the range of services, it is 30,000, 60,000 and 120,000 euros.

Then you should select the insurance case you are interested in and pay for the policy using a bank card. After this, the electronic insurance policy will be sent to the client at the specified e-mail.

The main advantages of an electronic policy are ideal convenience and fast speed of issuance. At the same time, it fully possesses the properties of a paper version of the document. This method of obtaining travel insurance is suitable for Sberbank card holders.

When ordering a package of Sberbank Premier services, the travel insurance program is provided to the client on favorable terms.

Specifics of the cost of an insurance policy at Sberbank

The cost of an insurance policy from Sberbank is influenced by factors such as its type, as well as the number of options. After the client selects all the options he is interested in, the system will perform an accurate policy calculation.

How to save money on a service?

In order to reduce the price of purchasing a policy, you can use the promo code “Sberbank Travel Insurance”, which must be entered in the appropriate field. You can receive a special code by participating in various promotions, as well as ordering certain banking services.
You can find out more about all the offers on the website.
Sberbank Insurance official website: https://www.sberbank-insurance.ru

For what cases is insurance compensation provided?

Basic travel protection includes the following insurance services:

• medical care and transportation;
• return of children and supervision of them;
• visit of relatives;
• fare;
• payment for urgent messages;
• carrying out rescue and search operations;
• hotel accommodation before transportation;
• loss or theft of documents;
• payment for the services of a professional translator.

Additional options

In addition to basic insurance services, specialized packages of options are available to the customer, which are designed to expand the number of types of covered risks. The following packages of additional insurance services are currently available:

• Sports (protection during active sports);
• Baggage protection (in case of its loss or flight delay);
• Personal lawyer (providing legal assistance);
• Special case (insurance for early return or accidents);
• Provident (insurance in case of trip cancellation).

The main advantages of insurance from Sberbank

The travel insurance service from Sberbank has many undeniable advantages, including:

• absolutely simple, fast and affordable registration procedure;
• a wide range of insurance events and policy periods;
• the fair value of the policy, which depends entirely on the type and number of options chosen by the client;
• recognition of the insurance policy in all countries of the world, since it is made in the form of an international document;
• significant amounts of compensation payments, which are sufficient to cover financial expenses in the event of various emergency situations.

During any trip or travel abroad, a tourist can feel safe and secure thanks to the fast and affordable registration of an insurance policy, valid in all countries of the world. Sberbank clients highly appreciate the work of the insurance company Sberbank Insurance in the most difficult situations.

Never, ever deal with this insurance company! It is better to fly on vacation without insurance than to waste money on a useless policy. I am writing a review in hot pursuit because... just returned from the Philippines.

A month before departure, we issued cards under the Sberbank Premier program, where travelers around the world were insured as a bonus, but after reading the reviews, the question arose whether we should trust this insurance company. Due to their stupidity, they decided to take a chance with the hope “like most people, probably))” that everything would work out. Unfortunately, it didn’t work out; in the middle of the vacation, I had a severe ear infection and had to dive. Because This has happened before, I thought it would work out and go away on its own, but not this time) The pain became stronger, and my hearing disappeared every hour.

Accordingly, I called mondial assistance, after much questioning, when did you apply? When did you leave? When are you going back? The employee said goodbye to me and said wait, we will contact you soon, if we have any questions, you can write to us by email! Well ok, we are waiting! An hour passed... two... three, silence. I write to them by email... Silence again. Passed the fourth, fifth, sixth, etc. In general, about 5-6 letters were sent to them, but I did not receive an answer to any of them. He showered them with angry curses, forgot about this idea and began to look for a way out of the current situation themselves, since we are related to medicine.

When we ourselves, it seems, have begun to cope with the problem from our beloved insurance company, exactly a day later, an SMS arrives that a doctor is waiting for you there. This is somewhere on another island, that’s true. Well, ok, I think, since we agreed then let’s go, the doctors will still deal with my problem faster than self-medicating here.

After 2 hours we get to the hospital indicated to us, and what do you think? And they hadn’t heard of us or our insurance company, they recommended coming tomorrow morning, because... The department dealing with these issues has completed its work for today. We bought some medicine at the city pharmacy and headed back.

On the next In the morning, the problem with my ears began to go away, I decided not to go to the hospital again, not to waste my time. But the insurance company still persistently sent SMS messages that the doctor was waiting for me))

2 days later, passing this hospital on my own business, I decided to drop by during business hours, what if they really are waiting and everyone already knows, but I’m not going, a scoundrel, and then I’ll write ungrateful reviews about the best insurance company) But no, everything was as expected, no one knows, this is the first name and name of the insurance company they hear. They offered me to undergo an examination for cash, saying that my insurance should reimburse all expenses. To which I culturally refused, assuming that no one would compensate me for anything, and there was no longer such an urgent need, I would somehow make it to Moscow.

So think 100 times before entering into an agreement with this company. It is better to overpay for a policy and feel protected than to save on your health. It’s good that it’s only the ears, one might say lucky, good luck to everyone!

P.S. We have been using Sberbank for a very long time, and overall we are very pleased with the service. And it is not clear why Sber cooperates with mondial assistance, thereby undermining its authority.

Anyone who has ever applied for a visa to travel abroad has encountered issues with obtaining an insurance policy. Even an independent traveler understands that obtaining insurance is a necessity and an important point when preparing documents. The insurance company must inspire confidence and must also be confirmed as a reliable partner by the Embassy. Insurance at Sberbank is a service that has existed since 2014 and is issued to bank clients and everyone who wants to be safe on their upcoming trip.

A Russian traveler always wants to save money and spend money on entertainment and travel experiences, and not on extra paperwork that most likely will not be useful. In fact, it is the insurance policy that will help you avoid unnecessary expenses if this need does arise. Without an insurance policy, the cost of treatment abroad or seeking legal services may turn out to be unaffordable and lead to an unpleasant dead end.

Insurance issued by Sberbank will allow you not to worry in advance and relax on your upcoming trip.

An insurance policy will save you not only in case of minor damage, but also in case of flight delays and loss of luggage, if these options are included or are additionally paid for. Far from home, you can always hope that there will be support and financial support.

What documents are needed

Sberbank provides a service for citizens planning to travel to other countries and throughout Russia to everyone who applies for it. The client will be able to issue a policy both in the offices of partner insurance companies and in Sberbank branches, if this employee is there. Insurance is issued for citizens from 3 to 65 years of age. To do this you will need the following package of documents:

• Passport of a citizen of the Russian Federation, as well as passports of other family members who will be included in the policy.
• A foreign passport, or the names of all family members on a separate piece of paper in Latin letters (as they are indicated in the foreign passport).
• Sberbank card.

If you don’t have a Sberbank card, you can still get the service by applying for a Momentum express card. This can be done quickly and with a passport. This type of card is used to issue a card in person and to purchase insurance online.

Using the card, you can prepare insurance for traveling abroad for family members (up to 4 persons), including immediate relatives. Provided that the card owner himself is issued with them. Children over 14 years of age can apply for a passport separately, and children under 14 years of age only together with a parent.

You can reach the Sberbank Insurance contact service 24 hours a day, and the company has reliable partners all over the world. There are reliable partners all over the world who are ready to help. Insurance from Sberbank provides a guarantee of obtaining Schengen for the longest possible period.

Policy online

To insure a trip, it is not necessary to be personally present at a bank branch. The service is also available online. You can apply for it on the official website of Sberbank before traveling around Russia and for traveling abroad. This type of policy has the same legal force as a regular one on paper. What steps do you need to take to apply for a policy online?

• Select the “Insure yourself and property” tab.
• Go to “Travel Insurance”.

• Select "Apply online".

• Carefully fill out all the fields.

• Go to the payment.
• Receive the policy to your personal mailbox for printing and saving it on electronic media.

The cost of an insurance policy depends on the duration of the trip, the country of travel, the number of tourists and the amount of insurance coverage.

What can be insured

The traveler's insurance policy covers the following services and incidents:

• Reimbursement of expenses for medical care, including medical transportation.
• Burns from ultraviolet rays.
• Repatriation.
• Return of children and delivery of relatives visiting the victim.
• Payment for urgent messages and transportation costs.
• Dentistry.
• Loss of documents in case of damage or theft.
• Search and rescue work.
• Hotel accommodation before transportation.
• Translation services.

At the dawn of the 21st century, Russians began to travel actively. Since then, no crises can force them to stop exploring the world. Russian speech can now be heard in all corners of the planet. Insurance abroad against unforeseen force majeure circumstances has become a popular service. One of the most profitable offers on the insurance market belongs to Sberbank.

Travel insurance for Sberbank cardholders has a number of features and advantages that you should familiarize yourself with before choosing the optimal insurance policy option.

Abroad, you find yourself in unusual conditions: different people, different prices and circumstances. Tourists going on a tour initiated by a travel agency are under the protection of the travel agent, who will solve the problems of his clients if they arise. It's different with people who prefer to travel independently. They are responsible for themselves. The most correct thing for them is to contact the insurance company before sending abroad and purchase an insurance policy. In case of illness, injury, loss of luggage and other unforeseen circumstances, the insurer will take upon itself to resolve the problems. The tourist is only required to report the incident and wait for help.

Foreign insurance is necessary not only for tourists, but also for those who go abroad to study or work.

You can purchase insurance at Sberbank in two ways:

• in person at the office of the financial institution;
• by ordering a policy on the bank’s official platform.

Who is allowed to insure?

The Sberbank insurance program allows insurance for:

1. Persons who have reached the age of majority (18 years) and have not crossed the 70th birthday. If a citizen is over 70 years old, he is offered protection abroad on individual terms, which is associated with increased risks due to old age.
2. The whole family, both adult and minor members.
3. Other relatives, but only on the condition that they are all Sberbank card holders.

Insurance conditions

Sberbank, as an insurer, has developed 3 basic areas for providing services to citizens:

1. Protection of travelers through the territories of the Russian Federation. The minimum amount is 15,000.00 EUR.
2. Protection for those traveling outside the Russian Federation. The size of the basic amount depends on the type of policy purchased, and can be equal to: 35,000.00 EUR, 65,000.00 EUR or 120,000.00 EUR.
3. Territories of the world (Russia and the USA are not included). 2 types of basic amounts, depending on the selected package: 60,000.00 or 120,000.00 EUR.

Depending on the amount insured and the cost of the policy, the insurance includes various lists of insured events.

Cost of insurance services

Several factors influence how much you will have to pay to purchase insurance:

• how long the journey will last;
• what type of state the policyholder is traveling to;
• how many people are included in the policy;
• age of the traveler;
• amount of payments;
• enabling or not enabling additional options.

The cost will be lower if you purchase insurance online on the Sberbank website. SB card holders who often travel abroad can take advantage of the issuer’s preferential offers: pay for a policy for 2 months, but use it for 90 days.

Insurance cases

The set of options included in Sberbank insurance takes into account most risks associated with damage to health and life, prosecution and other troubles that can await a traveler outside of Russia. Sber insurance includes:

1. Medical assistance. The packages include both routine care from foreign medical specialists and emergency hospitalization, as well as surgical intervention.
2. Costs of transportation when providing medical care.
3. Emergency dental services, except for the installation of fillings and dentures.
4. For tourists traveling to tropical countries, services are provided for the treatment of thermal skin injuries resulting from exposure to sunlight.
5. Expenses that may be associated with the loss of documents, including a foreign passport, which will become an obstacle to returning home and moving around the country of residence.
6. Payment for childcare services for minors. These services may be required in the event of parental hospitalization and other unforeseen circumstances.
7. Payment for translators if representatives of the profession are needed to resolve legal and other unforeseen problems.
8. Repatriation during military conflicts, social unrest and natural disasters in the host country.

Insurance terms

The duration of the insurance purchased from Sberbank is chosen by the client himself. The period must be at least 2 months and no more than a year. According to the Law, insurance can be extended once. The extension period depends on the country in which the traveler plans to stay. For European Union countries, an extension of no more than 15 days is possible.

Sample insurance policy

We invite you to familiarize yourself with a sample insurance policy from Sberbank to understand what the document is, what it looks like and what it includes.

Travel insurance for SB Gold Card holders

As already noted, cardholders with an above-average class can take advantage of more advantageous Sber offers. The most interesting conditions await holders of Visa Platinum Premier class plastic. An expanded package of options awaits them.

Another advantageous offer has been prepared by the bank for holders of payment instruments:

• Word MasterCard Black Edition;
• Golden.

Additional insurance

The bank has developed a basic program that covers the most likely risks for clients located abroad, as well as additional options that can be activated for a fee. These are the packages:

• "Prudent";
• "A special case";
• "Baggage protection";
• "Personal lawyer";
• "Sports".

Let's take a closer look at each of the options listed.

This package comes into force if an insured event occurs. This means:

• a court decision forcing you to interrupt your trip;
• an incident with a relative who will have to be looked after;
• troubles with real estate;
• accident;
• disease, etc.

Citizens who took care of purchasing the package will receive compensation for the costs of hotel reservations, purchasing air tickets, etc.

Program "Special Case"

Special case refers to accidents. If they occurred, the policyholder receives the right to:

• insurance payment when it comes to injury;
• compensation due to returning home not as planned.

Baggage Protection Package

The package takes into account the following situations:

• the flight was delayed by more than 4 hours;
• for the same period of time, due to the fault of the carrier company, the luggage was detained;
• losses were incurred due to the loss of the client's belongings by the carrier.

Either situation assumes that the policy owner will receive compensation to compensate for unexpected material losses.

"Personal lawyer"

This type of policy will cover the costs of:

• civil liability to third parties who suffered damage;
• legal assistance from a foreign lawyer defending the policyholder who acts as a defendant.

"Sports"

This package includes special risks associated with the physical activity of the traveling policyholder. This:

• reimbursement of Ski-pass expenses due to the closure of the route or the client’s health condition making skiing impossible;
• loss of equipment or damage to it;
• injuries.

What are the advantages?

Insurance at Sberbank has a number of advantages. These include:

• extensive connections of the largest issuer abroad and a large number of partners, which allows us to provide high-quality service in all corners of the planet;
• favorable conditions for cardholders and account holders in SB;
• tariffs are more attractive than those of many competitors;
• extensive basic package;
• support in Russian 24/7;
• assistance with excellent recommendations;
• There are representative offices in almost all cities of the Russian Federation.

Risks taken into account

The basic program includes all risks associated with the health of the policyholder. Not included:

• pregnancy and visiting a doctor in connection with pregnancy or birth of a child;
• suicide;
• fraud aimed at obtaining insurance compensation;
• injuries received when the insured committed illegal actions;
• exacerbation of an illness that existed even before purchasing an insurance policy.

Additional packages provide for life circumstances that disrupt the traveler’s plans and bring unexpected expenses. This includes contacting a lawyer, loss of luggage, etc.